The Canopy Group KARE11 02012018


>>>WELCOME BACK. WE ALL WANT THE BEST INSURANCE WE CAN GET FOR THE BEST PRICE YEAR AFTER YEAR. THE CANOPY GROUP AIMS TO DO JUST THAT. WE ARE LUCKY ENOUGH TO HAVE TWO PEOPLE IN THE COMPANY HERE AT MALL OF AMERICA TODAY TO TALK ABOUT THE INSURANCE AND HOW WE CAN GET THE BEST DEAL. THIS IS PAUL BOFRPERT AND CARA MCCAN. WELCOME. THANK YOU, VERY MUCH. THE CANOPY GROUP IS AN INSURANCE AGENCY, THREE DIFFERENT LINES OF BUSINESS. ONE IS COMMERCIAL, SO WORKERS COMMONSATION — COMPENSATION, THE OTHER IS GROUP BENEFITS, GROUP HEALTH AND DISABILITIES AND THE THIRD IS YOUR AUTO INSURANCE, HOME INSURANCE, THAT KIND OF THING.>>I UNDERSTAND YOU ARE ONE OF THE FASTEST GROWING AGENCIES IN ONE OF THE MIDWEST, HOW DID YOU DO THAT?>>ONLY 8% OF MINNESOTAENS HAVE ONE PERSON FOR THE INSURANCE. OUR AGENTS RUN MORE THAN 6,000 SCENARIOS EVERY MONTH, MAKING SURE OUR CLIENTS ALWAYS RECEIVE THE BEST COVERAGE FOR THE BEST PRICE.>>AND YOU DO THAT OVER AND OVER AGAIN FOR PEOPLE. THAT IS AMAZING. WHY DO YOU HAVE THE 16 COMPANIES IN YOUR PORTFOLIO?>>WE HAVE 16 BECAUSE OUR CLIENTS NEED OPTIONS. SO EVERY SINGLE YEAR, WE CONTINUE TO SHOP FOR THE BEST INSURANCE COVERAGE. AS CARRIE STATED, MOST PEOPLE JUST HAVE ONE AGENT WITH ONE COMPANY, THEREFORE THEY ARE PRETTY LIMITED FOR WHAT THEY CAN PROVIDE.>>HOW DO YOU PICK THEM? DIFFERENT WAYS. THEY HAVE TO BE COMPETITIVE FOR A PRICE STANDPOINT. THEY HAVE TO HAVE UNIQUE COVERAGE, LIKE FLOOD INSURANCE IS COVERED BY CERTAIN COMPANIES. IF YOU LOOK AT SOME OF THE OTHER INTANGIBLES, WE ALSO PICK INSURANCE COMPANIES ON THEIR PASSED LOSS RATIOS. AND THIS GETS A LITTLE TOO TECHNICAL, BUT BASICALLY, THE LARGEST INSURANCE COMPANIES IN THE COUNTRY HAVE PAID OUT $110 FOR EVERY $100 THEY HAVE TAKEN IN. OUR TOP 8 HAVE ONLY PAID OUT $88 FOR EVERY $100 THEY HAVE TAKEN IN. SO OUR PREMIUMS WILL BE QUITE A BIT LESS.>>SO IT PAYS TO GO WITH SOME OVER LOOKING IT RATHER THAN JUST GOING WITH THIS COMPANY AND JUST LETTING IT BE FOR YEARS AND YEARS.>>YES. AND THAT IS IMPORTANT FOR TODAY AND FOR THE FUTURE. GETTING THE BEST COVERAGE IS ALSO VERY IMPORTANT.>>ABSOLUTELY. WE WANT TO BRING IN THE AUDIENCE NOW. DID YOU GET SOMETHING BEFORE WE CAME ON? FLASH FLIGHTS IS THAT WHAT THEY HAVE?>>YES, YES.>>THEY ARE HAVING FUN. LET’S MAKE IT A LITTLE MORE FUN. DO YOU WANT TO DO THE HONORS? CARA, YOU DON’T HAVE A MICROPHONE, COME ON OVER. WE HAD ALL OF THE AUDIENCE MEMBERS PUT THEIR NAME IN A BUCKET AND WE WILL DRAW A NAME AND TELL YOU WHAT YOU WILL WIN. WE HAVE — OKAY, THIS IS JILL S . DO WE HAVE A JILL S? WE HAVE A WINNER. SHE IS EXCITED. I WILL BE TOO. THIS IS A $50 GIFT CARD TO AXLE’S BONFIRE. ENJOY. WE WILL COME BACK AND

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